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COLLATERAL AND THE NON-COLLATERAL PROCESS

Collateral Process

Require the applicants MUST be in United States of America and India which requires an equity based property as collateral for his/her loan acquisition. Applicant will need to bring documents to our office for verification/inspect the property before granting them the loan with trust that the applicant will pay back at the end of the terms. We do not accept any other property type or kind due to the fact that some of our customers have missed used this opportunity. They sometimes claim to have properties and provide us copies of ownership, when they are un-able to pay back loan, we intended to claim these properties, only occur to us that the properties belong to their family. The family will then insist, they did not intend to involve in the transaction at first. This is why Collateral's Process is not met for the applicants out-side United State of America and India .     

Non-Collateral Process

All Applicants abroad {Outside United State of America and India} MUST choose Non Collateral Process because is in accordance with the Lending policy 174 / Ur in the amended constitution of the ACT 2004 in the lending policy: This process required deposit of payment to obtain a non-collateral / security known as (Bank Guarantee) that will be kept in a fixed account in your name that can actually yields equivalent value of the loan you are obtaining during stipulated duration of the loan.  If you are unable to pay back the loan, your collateral will be claim and if you pay back the loan, your payment will be returned back to you. One thing about this alternative option is that, it is a Non-collateral / security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral / security, it actually yields equivalent value of the loan you are obtaining during the stipulated duration of the loan which can be used as a substitute for the loan when you are unable to pay back.

TERMS AND CONDITIONS

  • Introduction These Website Standard Terms and Conditions written on this webpage shall manage your use of this website. These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions. Minors or people below 18 years old are not allowed to use this Website.

  • Intellectual Property Rights
    Other than the content you own, under these Terms, Leo Equity Financial Services and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website.

  • Restrictions
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    In no event shall Leo Equity Financial Services, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract.  Leo Equity Financial Services, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

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    You hereby indemnify to the fullest extent Leo Equity Financial Services from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

  • Severability
    If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

  • Variation of Terms
    Leo Equity Financial Services is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

  • Assignment
    The Leo Equity Financial Services is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

  • Entire Agreement
    These Terms constitute the entire agreement between Leo Equity Financial Services and you in relation to your use of this Website, and supersede all prior agreements and understandings.

  • Governing Law & Jurisdiction
    These Terms will be governed by and interpreted in accordance with the laws of the State of New York, USA, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York, USA for the resolution of any disputes.